{“slug”:”insurance”,”painPoints”:[{“title”:”Low efficiency in claims initial review”,”desc”:”Manual review of medical bills/accident photos averages 72 hours, driving high complaint rates.”},{“title”:”Ambiguous policy terms spark disputes”,”desc”:”Misinterpretations of \”deductibles\” and \”exclusions\” fuel excessive litigation.”},{“title”:”Delayed fraud detection”,”desc”:”Manual screening of insurance fraud clues suffers from high missed-detection rates, causing substantial financial losses for insurers, while delayed identification prevents effective tracking.”}],”solutions”:[{“title”:”AI-Powered Claims Processing Automation”,”desc”:[{“type”:”point”,”text”:”Medical claims: OCR extracts key fields (e.g., \”fracture location\”), cross-checks policy terms”},{“type”:”point”,”text”:”Auto claims: AI compares damage photos with historical cases to generate repair estimates”}]},{“title”:”Interactive Policy Clause Visualizer”,”desc”:[{“type”:”point”,”text”:”Interactive flowcharts for queries like \”Does pet insurance cover neutering?\”:Neutering → Medically required? → Yes/Covered | No/Excluded”},{“type”:”point”,”text”:”Complex scenarios (e.g., typhoon flooding) auto-link to official disaster records”}]},{“title”:”Multi-Dimensional Fraud Detection System”,”desc”:[{“type”:”point”,”text”:”Flags suspicious cases via:”,”subList”:[{“type”:”point”,”text”:”Conversational tone analysis (e.g., over-detailed narratives)”},{“type”:”point”,”text”:”Claim frequency patterns”},{“type”:”point”,”text”:”Geo-conflicts (e.g., same vehicle in two locations)”}]}]}],”title”:”Insurance”,”parent”:”Financial Services”,”solutionImage”:”https://cdn.shulex-voc.com/shulex/upload/2025-04-16/9f025af0-6355-4c98-8c4a-bcd4e9c5da5a.png”}